Jason Hartman invites attorney Galen Hair to the Creating Wealth Show today to discuss how to make sure you are getting the most out of your insurance claim. How do you know if you should even hire an attorney to assist with your claim? A study from the Insurance Research Council revealed that on average, people who hire attorneys are likely to see a settlement three and a half times higher than people who don't hire attorneys. What are some of the things your homeowner’s insurance policy might cover that you don't even know about and would never think to make a claim for? What should owner occupant homeowners and rental property investors know? What other additional coverage should you consider adding on to your policy that is not included, but would be available for a small fee? About Galen M. Hair Galen M. Hair, an aggressive and relentless litigator, is licensed in multiple states and boasts clients from around the world. With large wins both at home and across the country and an impressive record of favorable results, Mr. Hair gained a reputation for getting the job done both inside and outside the court room early on in his career. He focuses not only on the litigation in front of the client, but the long term personal and business effects that his clients’ issues will cause. Viability is key and no small victory is worth it if the client is put in a more detrimental position. With both large firm and boutique firm experience, he combines a large firm comprehensive approach to a small firm low-cost model to achieve impressive results with minimal financial expense. His clients are family to him and it shows. 0:00 Welcome Galen M. Hair, property casualty attorney 1:23 Hurricane Katrina laid the foundation for Galen's professional development 1:59 What is an insurance bad faith case? 3:12 Industry participants estimate that over 95% of claims are either underpaid or delayed 4:00 Galen's focus is property insurance 5:43 Insurance Research Council study on attorney effectiveness 7:09 Typical fee schedule 8:36 Many claims are weather related 9:29 Sample case study for a recent residential claim 11:16 What is a public adjuster? 13:32 Who actually reviews the insurance policy? 14:49 A public adjuster in their truest form should be bringing the claim to resolution that is favorable for you 15:42 How do you find a public adjuster? 16:33 Which states tend to have more favorable outcomes for the insured? 17:39 What are the smallest and largest claims you handle? 19:52 What if a claim seems too small to hire an attorney? 23:22 Protecting yourself during a claim and things to consider about insurance fraud 26:12 Insurance fraud can have terrible ramifications on society 27:05 What are some things that people might not know are in their homeow ... https://www.youtube.com/watch?v=2MopHVzF54M

In this video, we discuss whether you should refinance a 30 year fixed rate loan or do a Home Equity Line of Credit (HELOC). It really depends on your existing interest rate and the current rates. If you can get locked into 30 years with a low rate, that's the way to go. You want to reduce your risk by having more leverage (debt). The higher loan balance offers protection. It may seem counterintuitive but watch more videos to learn the context. We also discuss 1031 Tax Deferred Exchanges. If your a rental property investor, look into that. Lastly, we talk about the GO Zones and the main problems with it. Watch the full podcast episode here: https://www.jasonhartman.com/cw-1297-portfolio-reviews-cash-out-refis-helocs/ Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE! ... https://www.youtube.com/watch?v=0F_D80JudAI

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Sales minus expenses equals profit, right? Think again! Jason Hartman discusses the ins and outs of the Profit First methodology with David Richter and how to shift our real estate investing mindset to make sure we profit first! 0:00 Introduction 1:20 What is the Profit First methodology and what's the big deal? 3:27 The Profit First methodology is for active real estate investors who are doing fix and flips, wholesaling, etc. and buy and hold investors 6:20 I'm in the middle of writing Profit First For Real Estate Investing because I want to change the way people invest 6:47 Profit First flips the traditional method on its head and you should start by setting up various accounts 9:00 Set up one account designated for profit specifically and transfer 1% of each deal into that 10:27 This system works if you're a newbie investor or if you have done 1000 deals 10:57 Make sure you pay yourself first 12:02 A lot of people in the real estate investing world just don't even think about paying themselves - they think every single dollar has to go back into the business 13:39 Does the Profit First methodology involve setting a profit goal 17:21 The last step is to build and keep reserves 18:31 A lot of investors ask: why would I keep money to grow my business instead of throwing it at every deal that comes across my plate 18:58 Lenders like to see that your business almost doesn't need the money in order to grow Learn More: https://www.jasonhartman.com/ Listen to the podcast: https://www.jasonhartman.com/podcast/ Find us on other video platforms: Rumble: https://www.jasonhartman.com/rumble BitChute https://www.jasonhartman.com/bitchute Odysee https://www.jasonhartman.com/odysee Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE! #realestate #realestateinvesting #profitfirst #realestatestrategies #incomepropertyinvesting ... https://www.youtube.com/watch?v=2anVirInOgk