There are so many services, products, and applications that enable you to spend, earn, trade, and store cryptocurrency. There are so many in fact, that you are able to live 100% on cryptocurrency. Let’s discuss exactly how you can start today. **Video Timestamps:** *00:00 Intro 01:05 Decentralized Crypto 1:37 Earning Crypto 05:48 Storing Crypto 08:21 Trading Crypto 09:31 Withdrawing Crypto 11:27 Spending Crypto 20:15 Conclusion 21:28 Crypto As Cash 23:23 Outro* While I am writing an entire book (very slowly) on this topic, I had someone recently asking me to go through how to actually do this and while I’ve covered many different aspects in separate videos, I’d like to do one comprehensive video giving a high level overview on the many ways to earn, save, store, and spend crypto so you can live 100% on crypto. Living on crypto to me really means living decentralized. While you can live on crypto in a centralized way, it defeats most of the purpose to do so. So, I will be looking at this from the lens of decentralization. Why does this matter though? Whether you are a libertarian and value freedom, or you value your financial privacy, or perhaps you want to maliciously evade taxation, this is how this is achieved. ### Earning Crypto • From sharing content on and using crypto monetized and blockchain social media platforms • From staking, liquidity providing, and other DeFi activities • Get paid in crypto from an employer or do side jobs • Get paid in crypto using BitWage ### Storing Crypto • Never on exchanges • Store on a self-custodial wallet that only you control – You get the private keys and seed phrase o Ideally a hardware wallet that is offline when not in use • Practice good security measures - Use multi-factor authentication ### Trading Crypto • Only use decentralized exchanges and swap exchanges where possible ### Withdrawing Crypto • Withdraw your crypto in cash from an ATM • You can use centralized exchanges to withdraw via etransfer and other methods, but be advised that it’s highly likely this is all tracked and you will have to pay taxes on it • You can “withdraw” your crypto by spending it directly ### Spending Crypto • Dash now has many online stores and physical locations that accept DASH natively as payment in the US and is continuing to grow • You can use sites like CoinCards or Bitrefill to get physical or digital gift cards to pay for anything. These sites don’t require any information from you • In Canada, you can use BitcoinWell to directly and anonymously pay for utility bills. In the US, you can use Walmart gift cards at their kiosks to achieve the same result. • You can use crypto visa/debit cards, though typically they require a lot of documentation and KYC from you making it not very decentralized in comparison to other spending methods. I have tested a couple and predominantly use Bitvo, however I’ve since switched to just using gift cards for total anonymity. Is there a crypto that is best suited for these use cases? I would say DASH is the best based on fees and transaction speed. Decent alternatives would be BCH or LTC. Don’t be fooled by marketing to believe that DOGE is good for transactions given its current fee being $0.60. You can find all the major coins fees tracked and compared here: https://bitinfocharts.com/comparison/transactionfees-doge-bch-dash.html#1y How do you earn, store, withdraw, trade, and spend your crypto? Am I missing anything? Do you value decentralization? Let me know what you think about this in the comments below and don’t forget to subscribe! ***Disclaimer: This is not financial advice and is purely for entertainment purposes. What you see, hear, or read is my personal opinion, and any statements made are based on my views and should not be misconstrued as fact. My crypto portfolio may or may not be simulated* **

In this, the first episode of how I save 65%+ of my income, I will be talking about some core saving principles and having a frugal mindset, as well as what some of the key aspects to frugality and minimalism are for me. In future episodes, I will cover the actual practical tips I have been sharing on Twitter in further depth, but for this one, I wanted to focus on core principles and ideas which I have talked about in the past such as lifestyle inflation where people tend to spend more as they earn more versus lifestyle foundation where you build your life around core values and budget for that while investing the rest. You can read everything I have to say about that here: https://www.publish0x.com/at-scottcbusiness/lifestyle-inflation-or-lifestyle-foundation-xoxlmj What I want you to walk away from this with, are questions for yourself to ask now and all the time, like when you make purchases or decide to do anything with your money. These questions are things like “what could I invest in with this money instead?” and or “how many hours did I have to work to afford this?” Let’s really dive into something more relatable. Haircuts cost say $30-40 with tip, transportation, excluding beard trims. Now if you need a haircut every 1.5 months at best. We’ll say that’s 35*8=$280 a year on the most generous amount. That buys 4 TD banks stocks which will pay you 5.24% right now = $12.58 a year plus you have the extra $40 that was unspent. After 2 years, it buys you an extra stock and with 9 stocks paying you 1 haircut a year more or less at $40.88. If you are reinvesting dividends back and it grows in value, you will make more and more. Assuming you can buy extra stock with your haircut dividends on top of your 1 purchase quarterly after about 3 years. That will continually speed up and by the time you know it, 10 years go by, and you’ve got like 60 stocks that are paying you something like $188 buying you three more stocks every year on its own. Obviously, prices will change, but if you did this for 30-40, even 50 or 60 years, that could literally pay your rent simply from not paying for haircuts. This is just for instance, but it’s completely changed my entire perspective on investing and frugality. For anyone who thinks saving 65%+ of your income means your life has to be destitute, I disagree. I was enjoying a smoothie that I made fairly cheap. I just got back from a trampoline park for my morning exercise for a deal (30 days for $30). I'm enjoying myself to the fullest, but frugally. The major difference between me and the average person is they might have gone during normal times spending upwards of $20 per visit to the trampoline park. A regular smoothie from Booster Juice is over $7. I’m thus finding the most finically feasible way to achieve the things that brought me the most value. It’s not about saving to save; it’s about focusing on the main things that bring you the most value and then cutting out the rest. Then you take that extra money and invest it. The extra finances I have access to from giving up the things I didn’t value a lot, allowed me to acquire the things I valued the most and then continue to build on that momentum. Once you have everything you need, you should focus on acquiring assets. Most people acquire liabilities to impress others which take away their money and do not generate wealth. Wealthy people acquire assets that generate more wealth and then use the extra wealth to do whatever they want. Use money to make money. For more on how I budget and save and to get a full breakdown with complete transparency over my expenses and entire budget go to https://lbry.tv/@ScottCBusiness:4/business:3 Watch the video for my full breakdown of what I’m talking about and let me know how you approach saving and investing. What do you think about frugality and minimalism? What are you investing and saving strategies? Let me know in the comments below and don’t forget to like, share, and subscribe. **This is a LBRY first video meaning it shows up on LBRY 1 hour ahead of anywhere else**