People that say things like this, don't fully understand how the w4 works.
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https://www.youtube.com/watch?v=xuCppATf130
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https://www.youtube.com/watch?v=p5lBD3E4F6c
((FULL VIDEO)) Filling out the w4 using the Tax Withholding Estimator tool for ppl who typically owe
For Financial Freedom blueprint that includes Financial Literacy and DIY Credit Repair:
MrandMrsSmithOfficial.com
(1st option)
...
https://www.youtube.com/watch?v=T81bGYCtmmk