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The are 3 things that hurt your credit the most! What are they? GLAD YOU ASKED! Well, if you listen to the video I tell you what they are and how they affect your score, but I guess I will give them to you here. 1. Public Records 2. Derogatory Accounts 3. Late Payments/Unsatisfactory Accounts BONUS: Hard & Soft Inquiries Now, please don't get discouraged, because even though things affect your score greatly, that doesn't mean there is NO hope. There is always something else you can do! Comment below what you think is affecting your personal credit the MOST. If you would like our assistance with your score, let's schedule your Free Credit Breakthrough Session here http://bit.ly/smithconsultation Be sure to like this video and subscribe to our channel then CLICK THE BELL to ensure that you don't miss any of the good stuff! Also, don't forget to check out these GOODIES: * Claim your 2 FREE Stocks: http://bit.ly/2stocksfree * Your FREE Credit Class: http://bit.ly/freecreditclass * Start Your Own Credit Biz in 24 Hours: http://bit.ly/creditbizinabox * Great Income Opportunity: http://bit.ly/homebizopportunity * Discount Vacation Hub: http://bit.ly/discountvacation Let's stay connected! https://linktr.ee/thedebtfreecouple ... https://www.youtube.com/watch?v=kUaMQsufp_I