Author: David Dayen File Type: pdf In the depths of the Great Recession, a cancer nurse, a car dealership worker, and an insurance fraud specialist helped uncover the largest consumer crime in American historya scandal that implicated dozens of major executives on Wall Street. They called it foreclosure fraud millions of families were kicked out of their homes based on false evidence by mortgage companies that had no legal right to foreclose. Lisa Epstein, Michael Redman, and Lynn Szymoniak did not work in government or law enforcement. They had no history of anticorporate activism. Instead they were all foreclosure victims, and while struggling with their shame and isolation they committed a revolutionary act closely reading their mortgage documents, discovering the deceit behind them, and building a movement to expose it. Fiscal Times columnist David Dayen recounts how these ordinary Floridians challenged the most powerful institutions in America armed only with the truthand for a brief moment they brought the corrupt financial industry to its knees. **ReviewPraise for Chain of Title Chain of Title is a careful documentation of the mortgage fraud at the heart of the 2008 financial crisis. . . If youre looking for a book to read over Labor Day weekend one that will that will get your heart pumping and your blood boiling and that will remind you why were in these fights add this one to your list. Senator Elizabeth Warren Prepare to be surprised, and angry the homeowners stories are emotional roller coasters. Dayen skillfully narrates a slow reveal and sprinkles in some lively metaphors. The New York Times Book Review Enraging and enlightening. Philadelphia Inquirer An inspiring, well-rendered, deeply reported, and often infuriating account. Kirkus Reviews (starred) Hitchcockian... Meticulously researched, enthralling, and educational, this addition to the literature of the Great Recession calls out for its own big-screen adaptation. Publishers Weekly This is the story, one of its characters tells us, of an unlikely crime scene the real estate courts of Florida, where professional fraudsters greased the skids to kick people out of their houses in order to prop up Wall Streets profits, while judges looked the other way. And, it is the story of a prairie firebegan by ordinary Americans who brilliantly and courageously fought back when our leaders refused to do so. All in all, it is one of the best books about the law and American life that I ever have read. Rick Perlstein, author of Nixonland and The Invisible Bridge In the wake of the devastating 2008 financial crisis, David Dayen has become one of the nations most knowledgeable, astute and important voices in identifying the culprits and documenting the efforts to protect them. His new book is one of the most important yet written on the causes of that crisis, the abject failures of the political class to punish the wrongdoers, and the dangerous refusal on the part of the nations elite to safeguard against future and even worse meltdowns. Glenn Greenwald Chain of Title is a sweeping work of investigative journalism that traces the arc of a criminally underreported story in America, the collapse of the rule of law in the home mortgage industry. By following three victims of illegal foreclosure practices, Dayen humanizes and brilliantly illuminates a vast scam unseen by the public because its been indecipherable to everyone but a few industrious housing lawyersas he shows, even judges dont understand it. The nightmare scavenger-hunt pursued by homeowners like Lisa Epstein leads to a horror-ending behind the dream of home ownership lies a lawless jungle, owned and operated by banks, where there are no rules to protect families and their property. Matt Taibbi, author of The Divide David Dayen first wrote about foreclosures as a scruffy blogger and consistently beat almost every established financial reporter to the story. Now he has written the best history of that shameful period. The mortgage industry spent untold millions to spread the story they created from whole cloth after the crisis hit families who lost their homes were mostly undeserving spendthrifts trying to shirk just debts. Chain of Title tells the real story and the real story should offend the sense of justice of every American with a conscience. Former congressman Brad Miller (D-NC), original co-author of the section of the Dodd-Frank Act that created the Consumer Financial Protection Bureau About the Author David Dayen is a contributing writer to Salon and a weekly columnist for the Fiscal Times, and he writes for publications including the New Republic, the American Prospect, The Guardian, Vice, The Intercept, and the the Huffington Post. He lives in Los Angeles. This is his first book.

Author: Madeleine Leonard File Type: pdf This book provides a timely and necessary response to the neglect of the perceptions and experiences of young people growing up in post conflict societies. Despite a great deal of research on the social, economic and political consequences of the Troubles in Northern Ireland, few studies have examined young peoples attitudes to and experiences of living in a post-conflict society. We still know relatively little about how young people relate to concepts such as space, place and territory in divided societies. This book addresses this vacuum. By presenting a detailed rich ethnographic account of how teenagers living in segregated localities in Belfast access and use local and city centre space, this book contributes to knowledge about the role of young people in both sustaining conflict and overcoming divisions. Teenagers spatial practices provide insight into how the regenerated, rebranded, repackaged, post conflict city is experienced, perceived, negotiated and imagined by a group whose voices are often absent or regarded as peripheral. While the book presents a case study of Belfast, its appeal is not limited to those interested in Ireland. Rather, through this detailed case study, the book aims to address wider questions concerning the role of young people in politically contested societies. The book underlines the need to take on board young peoples perspectives and contributes to knowledge regarding appropriate ways to engage young people in research.