One thing I want you to understand is that when you do a non-speculative investing, when you fulfill the transaction, when the transaction is completed, you’re in a way safer positioning than when you do speculation. Let me give you an example; as a real estate investor I want to buy a house, this house is on the market which means like if I drive around and it has a for sale sign on it, it’s on the market for hundred thousand dollars, I can hire a realtor and they’ll look at it on the website if it’s $100,000. Everyone else is using this route, this is a family and their kids and what they did is they’ll find a realtor and they will also find a bank and then they buy the house and they’ll going to pay that price because it’s retail. It’s like if me or you goes to Macy’s or you and I go to a high end retail store, you’re going to pay top retail price, now that’s normal. If you can get the same quality shirt if you go to China and you that you paid at Folly for a polo for a hundred bucks, in China for 10 bucks, 5bucks but that’s a real different story than what a real estate investor does. For me with this family with their little dog will buy this house using this traditional method which is getting a loan, getting in debt putting 10-20% down to get an FHA or something and they’re going to buy this home for 100k. That’s retail, that’s not investing, these people that are going to live in this home, this is their dream home they’re going to grow their kids up in it; but as an investor, what I would do as a non-speculative the same exact story, I will buy this home instead of a hundred, for 60k and when I buy this home for 60k when in the market it’s worth a hundred, I instantly made money; if the market goes up, I’ve made more money, if the market stays the same I made my original 60 if the market goes lower, I’m still ahead; it could go 10%, 20%, 30%, I’m still ahead. It depends on what I’m going to do with this property, if I’m going to quickly turn around it and flip it like the TV shows Glamourize or if I’m going to be a buy and hold guy or if I’m going to put it on Airbnb, the strategies are different. The story is about speculation and non-speculation and non-speculation with real estate investing, here is a great example; the house is worth a hundred, I find a motivated seller and buy their house at 60, that’s not speculation because right then and there, everyone and their momma is paying this much and I’m paying 60. Why am I able to pay 60? First of all is because I market differently, what I do is I market to a pool of people that have all different homes that are motivated, why are they motivated? Maybe they are going through a divorce, maybe they’re motivated because they lost their job, maybe they’re motivated because they just relocated at the state because they work for X corporation and they demanded them to move. P.S. If you decided to buy Bitcoins, go here you will get $10 free bitcoins when you invest $100.  (And I will also receive $10 buck...win-win) https://www.coinbase.com/join/59018a5ea271ba02386f6408 ... https://www.youtube.com/watch?v=9-nAFCcIut4