Before hitting the record button I wasn't thinking too much about this topic, except that I saw someone mentioning that in the comments... The point was to start the topic about "adapting" to certain things or trying to do them differently, and see where will lead this monologue... Well, as expected, it led us back to cryptocurrencies and to another important topic that's coming to the surface... To accumulate HBD tokens (kind of stable coin on HIVE blockchain) as of juicy 12% APR at the moment, or to accumulate HIVE, or any other cryptocurrency out there? First things first... Adapting to new technologies is important... Adapting to something negative isn't the smartest move to do... For example, trying to "train" your body to drink more alcohol isn't a smart thing... It can serve you at a certain point in time, but as a long-term thing, I wouldn't advise you to do it... lol... So, back to the REAL topic... The debate was to adopt cryptocurrencies and "regulate" them as any other (traditional) financial assets out there... Is it a good thing, or a bad thing? Of course, regulating crypto would lead to more adoption as not many people are like YOU and me, taking risks in the early stage with crypto... We saw directly how it works when these "big guys" came into Bitcoin in moments when it was "legalized"... But, on the other side, I wouldn't go that far with adapting crypto to current finances for a very obvious reason... Current fiat money and traditional currencies suck and it's just a matter of time when they will collapse... So, adapting crypto to fiat would be like selling a Lamborghini to buy a 30-year old Golf... You are changing a superior car for an older, rotten, "patched" one... There is no sense in doing that! In some weird way, we have bankers that are still trying to find a solution to "adapt to blockchain" tech, but still, want to show to others that they were right all the way and that we have to keep the "good old centralized" way of doing finances... And believe me, they will find the way... We already have news about "digital" fiat currencies that have 0 blockchain value in them... During my vlogging, I got into another important topic for all you guys on the HIVE blockchain... You know that we have 2 tokens there, one is HIVE and the other is HBD (Hive Backed Dollars), and with raised APR on HBD, it became very appealing to many as a "crypto for accumulation"... I, have some HBD in savings for "bad days", but my focus is still on staking HIVE for HivePower... Yes, curation rewards for staked HIVE indeed went down a bit, but that's not the only reason for staking it... One thing everyone should understand and that's that HBD is, in a nutshell, a **stable coin**, which means that its value will always be around 1 USD... No matter about supply, scarcity, algorithms, etc., it will always float around a dollar... Its main "use case" is to attract "mainstream" people to invest in HIVE as they can be "scared of crypto volatility" (oh boy, another topic for many posts...), so that they can easily create their business model in USD... On the other side, we have HIVE, which is a completely different beast with many use cases... It is the heart of the HIVE blockchain, it moves it, it enables 0 transaction fees, it's powering up applications created on the blockchain, and it GIVES POWER TO THE PEOPLE... I suppose that the last reason is enough to see which one of two is more important... Anyways, I was talking about these things a bit more inside the video... So, don't forget to check it out...

Thank you for your valuable time, ~ph~ ------------------------------------------------------------------- Music in video: Growing Up by Scott Buckley https://soundcloud.com/scottbuckley Creative Commons — Attribution 3.0 Unported — CC BY 3.0 .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. Don't forget to follow my channel @ph1102 and stay connected with all the great stuff around Hive, LBRY and LBC!!! .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:. .:.

How many times did you see titles like this? I mean, written "for real" and not ironically like I did... I see that minimum 2-3 times per day, and I don't follow these "crypto prophets" on the Internet at all! I do follow some market analysts, but none of them will dare to give predictions like that for such a short timeframe... But, the Internet is a jungle, and you have to stick our somehow... And people like bombastic titles, which are selling them dreams, even if they don't have any BTC, ETH, or any other coin in question... They will maybe buy those coins, but when they hit the next ATH as this current price is too low... I was talking about these things in the video, how should we react and be cautious when we read these kinds of "predictions"... Also, I have noticed some new trends in the "new coins" sell strategies... It looks that this time, the most popular word that will lure investors to new shiny cryptocurrencies is USE CASE! I'm not saying that use-case isn't important, just the opposite, it is one of the crucial components of every cryptocurrency and because of that, it will be the most buzzed word... As always, pay attention to the projects that are trying to sell you unfinished coins... I like to call them "dream sellers", or "promise sellers", as they are doing exactly that... Write a roadmap in 30 min, and promise you to rule the world... I have also shared my opinions about "all-in" statements, "the first of all" sayings, and other stuff... Check out the video... Thank you for your valuable time, ph ------------------------------------------------------------------- Music in video: Growing Up by Scott Buckley https://soundcloud.com/scottbuckley Creative Commons — Attribution 3.0 Unported — CC BY 3.0