Dave Ramsey's Baby Steps have been designed to help people "get by." But what if there are more powerful baby steps that can help you get rich? AJ rewrites Dave Ramsey's baby steps to show you how to long term wealth safely and successfully so that you can enjoy your future! The Wealthy Idiots Website: https://www.wealthyidiots.com​ Social Media: https://www.facebook.com/wealthyidiots​ https://twitter.com/WealthyIdiots​ https://instagram.com/thewealthyidiots Original Video - https://www.youtube.com/watch?v=LjhcB92R7M0 - @Dave Ramsey Join Webull and get FREE STOCKS {Details in Link}: https://act.webull.com/promotion/invitation/share.html?inviteCode=YGUxWYdsbWwj 00:00 Introduction 00:41 Explaining why I want to breakdown the Ramsey's Baby Steps 01:17 Breaking Down Dave Ramsey's Baby Steps 06:25 You can strive to be better than OK 08:07 1. Understanding Networth 09:44 2. Find a balanced lifestyle 11:36 3. Build an emergency fund 13:43 4. Invest in retirement (401k) (Roth IRA) 15:12 5. Pay off debt with an interest of 5% and above 16:37 6. Save for college if you feel this is necessary 18:07 7. Invest the difference saved from paid off debt 19:06 8. Invest even more! 22:08 Conclusion ... https://www.youtube.com/watch?v=ZxRkPi-HA58

Christian calls Dave Ramsey wondering how to move to San Jose where he works. It's too expensive and he's not sure how to make it work. Dave gives him two bad options and asks him to pick his pain. AJ gives a 3rd option which would save Christian a lot of heartache. Christian, is you see this, send us an email! AJ would love to talk to you! The Wealthy Idiots Website: https://www.wealthyidiots.com​ Social Media: https://www.facebook.com/wealthyidiots​ https://twitter.com/WealthyIdiots​ https://instagram.com/thewealthyidiots SHOUTOUTS AND RESOURCES: 1. Original Video - https://www.youtube.com/watch?v=egg4gAoZ_Mk&list=WL&index=5 Join Webull and get FREE STOCKS {Details in Link}: https://act.webull.com/promotion/invitation/share.html?inviteCode=YGUxWYdsbWwj ... https://www.youtube.com/watch?v=__V756k1Ezk

Paying for housing is one of the most costly expenses we pay just to live. If you can make house hacking work, you need to do this now. AJ outlines how this will give you one of the biggest wealth building tools in the game. Check out our COMPOUND INTEREST CALCULATOR as described in the show: https://www.wealthyidiots.com/calculators/compound-interest Social Media: https://www.facebook.com/wealthyidiots​ https://twitter.com/WealthyIdiots​ https://instagram.com/thewealthyidiots The Wealthy Idiots Website: https://www.wealthyidiots.com​ Join Webull and get FREE STOCKS {Details in Link}: https://act.webull.com/promotion/invitation/share.html?inviteCode=YGUxWYdsbWwj ... https://www.youtube.com/watch?v=yC8YU0ze5pw

Most people's lifestyle is connected to their income. Lifestyle inflation will slowly creep in on whatever income they have, making it nearly impossible to save and invest. AJ explains that your lifestyle shouldn't be based on your income at all but something else entirely. The Wealthy Idiots Website: https://www.wealthyidiots.com​ Social Media: https://www.facebook.com/wealthyidiots​ https://twitter.com/WealthyIdiots​ https://instagram.com/thewealthyidiots Join Webull and get FREE STOCKS {Details in Link}: https://act.webull.com/promotion/invitation/share.html?inviteCode=YGUxWYdsbWwj 00:00 Introduction 00:56 Your home and your car should match your net-worth, not your income 02:12 Most people have almost no net-worth at all 02:56 Where is the median/avg person in their wealth journey? 05:11 Wealthy is not income, wealth is what you keep, not spend 07:28 50% ten year rule 09:22 AJ tells his story around this mentality 11:42 Conclusion ... https://www.youtube.com/watch?v=U-l4bSG5u1U