================================ Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-page Get Your Own Pablo Retirement Gear: https://heritage-wealth-planning-3.creator-spring.com/ Follow me censorship-free! https://joshscandlen.locals.com/ https://rumble.com/c/JoshScandlen https://mewe.com/i/joshscandlen My course "Can I Retire" will help reduce your stress when it comes to retirement planning. Get it here: https://retirementplanningschool.teachable.com/p/home and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: https://adbl.co/35lVotF Want to support what I'm doing for $10 a month? Join my SubscribeStar page! https://www.subscribestar.com/joshscandlen My Amazon Product page: https://www.amazon.com/shop/heritagewealthplanning Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: https://amzn.to/31xKFuN The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com/blog/ ... https://www.youtube.com/watch?v=Dm9yzjDXhNs

================================ Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-page Follow me censorship-free! https://joshscandlen.locals.com/ https://rumble.com/c/JoshScandlen https://mewe.com/i/joshscandlen My course "Can I Retire" will help reduce your stress when it comes to retirement planning. Get it here: https://retirementplanningschool.teachable.com/p/home and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: https://adbl.co/35lVotF Want to support what I'm doing for $10 a month? Join my SubscribeStar page! https://www.subscribestar.com/joshscandlen My Amazon Product page: https://www.amazon.com/shop/heritagewealthplanning Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: https://amzn.to/31xKFuN The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com/blog/ ... https://www.youtube.com/watch?v=6qclWp18Koo

Roth TSP is a fantastic option for Federal employees! In fact, you NEED to be investing your contributions into the Roth TSP. Why? Because you're going to get a pension from the Feds, most likely. Plus Social Security. So, right there alone, you're going to have sizable taxable income at retirement. If you have a pension of say $3k a month, you're already above the first threshold for taxation of your Social Security benefit. All you need in Social Security income is $16k for you to begin to have 85% of your benefits taxable. Add required distributions and your're triple taxed. RMDs, pension and Social Security. Oh, think it's bad now. Wait to you or your spouse dies. It's going to get much worse at that point. So, pay a bit more tax now, take advantage of your deductions and exemptions if you have some. Your deferrals go into the Roth. The employer deferrals go to the Traditional side. Invest your Roth side into GROWTH investments, like the C, I or S Funds, or the lifecycle funds. If you are a nervous investor, put the traditional side of the TSP into the G or F funds but take advantage of the tax free GROWTH potential of the Roth. To take advantage of Tax Free Growth though, what do you need? You got it, growth! Bonds don't grow. Only stocks can grow, but yes indeed, it's going to be a scary time on occasion. That's the nature of the equity market. When you own something it's more at risk. When you loan something it's less so. A bond is a loan. A stock is to own. You can lose all in a stock. Which is why you don't put everything in one stock. You diversify. The C, S, I or Lifecyle funds do just that for you. Take advantage of the fact they have WAY LOW fees! I've never seen fees as low as on the TSP. Use it to your advantage. ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 Contact me: Josh@heritagewealthplanning.com GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: http://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910 ... https://www.youtube.com/watch?v=VE-wQc-RZrU

https://sites.google.com/55e.co/55eco/home ================================ Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-page LET'S SOCIALIZE! Linkedin: https://www.linkedin.com/in/joshscandlen/ https://parler.com/profile/Scandlen/posts https://rumble.com/c/JoshScandlen https://www.bitchute.com/channel/cdoxRC74aEjb/ https://mewe.com/i/joshscandlen https://mewe.com/p/heritagewealthplanning2 My course "Can I Retire" will help reduce your stress when it comes to retirement planning. Get it here: https://retirementplanningschool.teachable.com/p/home and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: https://adbl.co/35lVotF Want to support what I'm doing for $10 a month? Join my SubscribeStar page! https://www.subscribestar.com/joshscandlen My Amazon Product page: https://www.amazon.com/shop/heritagewealthplanning Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: https://amzn.to/31xKFuN The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: https://amzn.to/2LHwQpt Strategic Money Planning: 8 Easy Ways To Put Your House In Order https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: https://heritagewealthplanning.com/blog/ ... https://www.youtube.com/watch?v=oZ9P5MQP4u0