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Australian Property Downfall March 2019 Quarterly Update
Today may be April 1st, but the current downturn in Australian property prices is no laughing matter. Data from CoreLogic has been released today showing the fall in prices over the March 2019 quarter.
Sydney is down 3.2%; Melbourne down 3.4%; Brisbane 1.1%; Adelaide 0.5%; Perth 2.9%; Darwin had the highest percentage falls at 3.9%; where Canberra (0%) and Hobart (1.2%) were the only capitals not to fall over the quarter. That’s a national fall of 2.3%, or 2.7% if you just include the capital cities. Over the month of March, there was 0.6% fall in property prices across the nation.
Tim Lawless, Head of Research at CoreLogic, stated:
“Although the CoreLogic national hedonic index series trended lower in March, the actual rate of decline has been easing over the past three months. The 0.6% drop in March was actually the smallest of the month-on-month declines since values fell by 0.5% in October last year.”
However, the international investment banking company, Morgan Stanley, have said that March is typically the seasonally strongest month for Australian house prices throughout the year. The recent slowdown in house price drops is likely due to seasonality, rather than the prospect that prices may soon bottom. They stated:
“Price declines in February were less than the average decline over the past few months, but still faster than the average seen over the rest of 2018. This improvement is in line with the usual seasonal trends in house prices, with December and January typically significantly weaker.”
In other words, there may be a long way to go yet.
CoreLogic’s Mr Lawless said:
“While the pace of falls has slowed in March, the scope of the downturn has become more geographically widespread.”
He also talked of the impact of the upcoming federal election on property prices. He said:
“Federal elections generally cause some uncertainty, which is amplified more so on this occasion considering the potential for a change of government which will also involve significant changes to taxation policies related to investment. No doubt some prospective buyers and sellers are delaying their housing decisions until after the election, however, there is no guarantee that certainty will improve post-election considering the impact of a wind-back to negative gearing and halving of the capital gains tax concession is largely unknown. It seems a reasonable assumption that removing an incentive from the market wold result in some downward pressure on activity and prices for a period of time.”
As I’ve mentioned before, the Australian Labor Party, if elected (which recent polling suggests that they will), have promised to limit negative gearing from the start of 2020 to only include new housing, and halve the capital gains tax discount t
...
https://www.youtube.com/watch?v=lPqqX9G8zBM
Sydney is down 3.2%; Melbourne down 3.4%; Brisbane 1.1%; Adelaide 0.5%; Perth 2.9%; Darwin had the highest percentage falls at 3.9%; where Canberra (0%) and Hobart (1.2%) were the only capitals not to fall over the quarter. That’s a national fall of 2.3%, or 2.7% if you just include the capital cities. Over the month of March, there was 0.6% fall in property prices across the nation.
Tim Lawless, Head of Research at CoreLogic, stated:
“Although the CoreLogic national hedonic index series trended lower in March, the actual rate of decline has been easing over the past three months. The 0.6% drop in March was actually the smallest of the month-on-month declines since values fell by 0.5% in October last year.”
However, the international investment banking company, Morgan Stanley, have said that March is typically the seasonally strongest month for Australian house prices throughout the year. The recent slowdown in house price drops is likely due to seasonality, rather than the prospect that prices may soon bottom. They stated:
“Price declines in February were less than the average decline over the past few months, but still faster than the average seen over the rest of 2018. This improvement is in line with the usual seasonal trends in house prices, with December and January typically significantly weaker.”
In other words, there may be a long way to go yet.
CoreLogic’s Mr Lawless said:
“While the pace of falls has slowed in March, the scope of the downturn has become more geographically widespread.”
He also talked of the impact of the upcoming federal election on property prices. He said:
“Federal elections generally cause some uncertainty, which is amplified more so on this occasion considering the potential for a change of government which will also involve significant changes to taxation policies related to investment. No doubt some prospective buyers and sellers are delaying their housing decisions until after the election, however, there is no guarantee that certainty will improve post-election considering the impact of a wind-back to negative gearing and halving of the capital gains tax concession is largely unknown. It seems a reasonable assumption that removing an incentive from the market wold result in some downward pressure on activity and prices for a period of time.”
As I’ve mentioned before, the Australian Labor Party, if elected (which recent polling suggests that they will), have promised to limit negative gearing from the start of 2020 to only include new housing, and halve the capital gains tax discount t
...
https://www.youtube.com/watch?v=lPqqX9G8zBM
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After seeing the Kevin Spacey article, I now realise that a lot of the news is not really “news” as such. It’s more of a way to attract readership. Even Australia’s national broadcaster, the ABC (which is funded by Australian taxpayers), has an article on its front page this morning about Kevin Spacey. Admittedly, it’s titled “Kevin Spacey criticised for coming out 'as a deflection from sexual misconduct claims'”. But still, it’s tabloid journalism.
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Others mistakenly seek status and wealth to define themselves. A new luxury car! A giant house! A tennis court! Playing golf on the most expensive courses. Expensive clothes and an over-priced handbag. Television would have us believe that these things define us. They mould our identity. But they are just material possessions! They do not define one’s self. They are at best, illusory. With time, the latest handbag becomes old and unfashionable. The expensive clothes become dated. The luxury car needs replacing as there is a newer model. These material objects are temporal. They are but an illusion of one’s self.
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When I am by myself walking in the park, I stare off into the distance. A feeling of calm washes over me. I am free of worry. I have time to ponder these wandering thoughts that emerge in my mind. I ask these big questions, but the answers seem ever so elusive. I am a truth-seeker that never arrives at his destination.
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Recently, YouTube removed one of my videos due to its “medical misinformation policy”. If you try to click on its link, you’re met with this screen. So in this video, I’d just like to set the record straight using data and information publicly available from official and respectable sources.
Yesterday, 25th October 2022, the Royal Australian College of General Practitioners (RACGP) published an article titled, “Vaccine and infection myocarditis risks contrasted”. It can be found on Google News. Do not read other news articles on Google as they may be spreading dangerous misinformation.
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In the interests of full disclosure, I think it’s important we take a look at who the Immunisation Coalition are, as I honestly had never heard of them. On their website, they state that they are an “independent not for profit organisation. We collaborate with like-minded organisations such as Primary Health Networks (PHNs), Public Health Units, Government health departments and other groups that fight vaccine hesitancy.” As they are not-for-profit, they must receive funding from somewhere, so on the same page further down they do address this. They state they get funding from “sponsors, grant givers and in-kind supporters”, and “sources of revenue include healthcare and pharmaceutical industries”. They list their In Kind Supporters which include Google, and their Sponsors & Supporters include Moderna and Pfizer. Of course they do.
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We have probably all experienced workplace inefficiency. All the rules and regulations you have to follow end up turning a simple task into a complicated one. This story is completely anecdotal, so treat it as such, but I found it rather amusing. By the end of this video, we’ll answer the question, “How long does it take to mount a key rack in a coal mine?”. The answer may surprise you.
Before the pandemic, a guy I know used to work on a large coal mine here in Queensland (I won’t tell you which one). He was one of the maintenance guys, though he didn’t work on mining equipment. His job was purely in general maintenance, things like doors that needed fixing, or windows, or cupboards, or whatever. One day, he got a work order dated a couple of days prior asking him to go to the onsite office. The manager there needed something mounted on the office wall – I think it was a clock, or a picture frame, or a key rack, or something like that. Let’s just say it was a key rack. It was only fairly small and only required a couple of screws to be drilled into the wall. The workers in the office had offered to do it, but the manager told them “No, we have to follow protocol, so call up maintenance”, because you know, workplace health and safety and all that. If an untrained worker was to drill into a wall and get electrocuted, or fall off a ladder, then of course, the company would be liable.
So anyway, the guy I know, let’s just call him “my mate” for the sake of brevity, he got out his stud finder, or voltage detector, or whatever, found the perfect place to mount the key rack, marked the drill holes with a pencil, and then proceeded to go through the mandatory safety checklist. From what I understand, the checklist was literally titled “Penetration of Walls, Floors, and Ceilings”. It seems to be a real thing, because I just looked it up. Everything was fine, except for one point, “Inspection conducted by qualified electrician”. As my mate wasn’t an electrician, he told the manager that he wouldn’t be able to mount the key rack straight away as he had to go find an electrician to sign off on it. The manager was a bit upset as he said he had already been waiting a couple of days for this to get done.
So my mate went straight over to the electrical section and told them what he needed, but they told him that they were extremely busy at the moment and that he needed to come back the next day. So he came back the next day and told them again what he needed. Again, they told him that they were way too busy and got him to fill out a work order. (This is the second work order, mind you, in order to get this key rack up on the wall). He asked how long it might take and they said probably about three days. So he went and told the office manager that an electrician won’t be available for another few days and to sit tight.
Three days went past and still no contact from the electrician. At the end of the third day, my mate got called up again to the office. They were asking him “Where’s the electrician? Why isn’t our key rack up yet?”. (This a multi-billion dollar company, mind you). He told the manager that he’d go check on the electricians the next day.
Another three weeks went past. Again, my mate was called up to the office and the manager asked in a fairly droll way, “Any news on the key rack?”. “Sorry mate, they still haven’t got back to me. I’ll go check on them now for you”. So my mate went up to the electrical department once again, and it just happened that the electrical supervisor was there having lunch. “Excuse me, mate. I’ve been waiting weeks on this work order to get an electrician down to sign off on this drill hole. Is there anybody available?”. “Look mate, we’re busy! There’s so much other stuff to do! Come back later!”. My mate just looked at him with a rather sullen look. “Oh fine! I’ll come down now then! I’m having my lunch, but I’ll come and do it, don’t worry!”. Anyway, the supervisor got up out of his chair, walked down to the office, inspected the wall, got out his stud finder, and immediately signed off on the work order. It took him all of 30 seconds. Subsequently, my mate got out his drill, drilled the holes, and mounted the key rack. It took him about a minute.
Isn’t it funny, in the home environment, if I wanted to mount something on the wall, I just do it, right? It takes me all of five minutes. I don’t need to call anybody or get anybody to sign anything, but in the corporate environment where there’s so much red tape, things tend to blow out. So in answering the question, “How long does it take to mount a key rack in a coal mine?” – 29 days apparently.
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We are one? Seemingly not. Even though it’s in our national anthem. It’s the second line! “Australians all let us rejoice, For we are one and free”. We are one! It’s basically our national motto. “One People, One Destiny”. But yet, you wouldn’t be able to tell from all our recent politics. The Australian Indigenous Voice referendum, which is widely anticipated to be held on 14 October, intends to create a body that is only open to Aboriginal and Torres Strait Islander people. To me, that certainly does not indicate that we are one.
One of my employers, a university, has been debating the details of our new workplace agreement for months now. It turns out that the university staff collectively rejected the most recent proposal, and I certainly understand why. This morning I was so peeved by the new agreement, that I sent out an email, which I will read to you here:
“Good morning,
I am a current employee at the University of [Australasia]. I know that our enterprise bargaining has been going on for quite a long time now. I'd just like to point out a few things that I simply cannot agree with. The university have proposed a number of entitlements that concern me. These include:
1. The introduction of an Aboriginal and Torres Strait Islander language allowance;
2. The introduction of gender affirmation leave; and
3. Increased Aboriginal and Torres Strait Islander cultural and ceremonial leave.
I’m a big proponent of equality, but introducing entitlements that are only open to those who identify with a particular ethnicity / ancestry, and/or those who identify as a particular gender that require surgical intervention, I don’t believe this is fair. I have nothing against people of any ethnicity or gender, however, only allowing certain people to gain a “language allowance” is simply not fair to the rest of us who can speak a second, or third language, or those that wish to learn. I think either the language allowance should apply to all staff, or it shouldn’t apply at all.
The same problem with gender affirmation leave. Either every employee should have the ability to apply for special leave to affirm their identity, for example, people who are obese may wish to undergo bariatric surgery to lose weight or improve their health, or others may wish to undergo some kind of cosmetic surgery to improve their appearance, self-esteem and/or self-confidence. I’m not suggesting that the university should fund this, but either all employees should be entitled to special leave for this purpose, or none should. Only letting certain people apply is simply not fair, and certainly not bringing us closer to equality.
The same with “cultural and ceremonial leave”. Why are only one group of people entitled to this? Every person in this world has their own cultural practices. Either all employees should be allowed to take leave for this purpose, or none should.
Perhaps this email will fall on deaf ears. Perhaps nobody wants to hear this information. But that’s okay. I just needed somebody to know what many of us are feeling.
Thank you for your continual effort to better the lives of all employees.
Regards,
John Smith
They say we’re all equal in Australia. They say that we’re all one. But if the government is anything to go by. If these workplace agreements are anything to go by. They don’t want us to be one. They want us to be broken!
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