You’re crushing it now and I have no doubt you’ll do better and better, but were there any failures along the way? Things you wished you could have done better? Today, we’re talking to Paul Xavier, who is an online product creator who made his first million dollars before he turned 30. We’re both part of a great group called Go-Bundance and I couldn’t turn down the opportunity to learn about Paul’s somewhat unique rise to success in the online world. Check Out Pauls Website: www.contentcreator.com Get in touch with Paul: paulx@mrpaulxavier.com ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu. This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ----------- Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notif ... https://www.youtube.com/watch?v=3B2Lw0f8DVA

Frederick Hubler is an accomplished entrepreneur with more than 25 years of success spanning financial services and technology. He is responsible for founding Creative Capital Wealth Management Group, growing the firm to 15 states and building a unique retainer-based wealth management program. Mr. Hubler is also president of Retainer-Based Academy LLC, a coaching and intellectual property firm. He is an innovative leader with a keen eye for unique solutions and vast knowledge of alternative wealth creation strategies. Mr. Hubler has a Behavioral Financial Advisor™ certification, certified wealth strategist designation, as well as a MBA. With historic low rates for a very long time, what is the governments plan to repay its debts? It’s gotta happen soon as we can all see what’s going on with the National Debt. What plan do you think they have or what plan SHOULD they have? Frederick explains the concept behind the (so far non-existent) “Debt Jubilee.” ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu. This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/ ... https://www.youtube.com/watch?v=t1JMmbnXcQg

Your favorite move says a lot about you especially if it's a deep movie like Good Will Hunting! Dive into the raw, unfiltered world of the mortgage industry with the latest episode of the On the Edge podcast, where our host Scott Groves teams up with Ken Perry, the brain behind the Knowledge Coop. This isn't your typical business talk; it's a rollercoaster ride through the highs and lows of mortgage lending, seasoned with candid stories and the harsh realities of the trade. Discover how Ken transitioned from a loan officer in Pleasanton, California, to revolutionizing mortgage education with his tech company, all while navigating the tumultuous waves of the industry's evolution. Witness a brutally honest discussion that shatters the conventional facade of mortgage lending. Scott and Ken delve into the intricacies of training, compliance, and the technological hurdles that often leave professionals in a bind. They tackle the everyday challenges loan officers face, from the mundane daisy chains of system inefficiencies to the broader impacts of market fluctuations and regulatory changes. This episode is not just a conversation; it's a treasure trove of insights and revelations that promises to enlighten, entertain, and provoke thought, revealing the underbelly of the mortgage world in a way that's both informative and engaging. ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-) You can find out everything about me HERE: www.LinkTr.ee/ScottLGroves This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGroves I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ Instagram: www.Instagram.com/ScottLGroves ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ----------- Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well! ----------- ... https://www.youtube.com/watch?v=hDVj3sm_cjs

Joining us today are Las Vegas based realtor team Michael and Eric Gorton. While this is a real-estate based Podcast, we start at the beginning of their adventure in Las Vegas, including some conversation about working odd jobs and of course the inevitable casino conversations. Michael and Eric are some of the best Realtors in the Las Vegas area and we get one amazing insight to their tricks and tactics in the game. In their own words: Eric Gorton’s journey began when he was born and raised in Long Island, New York, and attended Long Island University's Southampton campus with a major in business marketing. After marrying his lovely wife Michele in 1995, they immediately relocated to the Las Vegas Valley and started a family. While working in the casino industry on the Las Vegas Strip as a dice dealer, Eric found his passion in real estate investing and sales. As a result, Eric founded The Gorton Group, which has subsequently been in the top 1% for sales production of all REALTORS® in the Metropolitan Las Vegas area. Being engaged in the Las Vegas Real Estate industry since 2001, working directly with some of the area and country's top producers, Eric has the backing of expertise and knowledge that he continues to build upon. Whether you are in the market to purchase or sell a home, Eric understands that it takes a professional who knows the real estate scene, and the drive to act quickly and efficiently regarding all aspects of the transaction from beginning to end. Eric is fully committed and invested in assisting his clients personally, and values frequent communication- making himself readily available by answering his phone and returning all calls as quickly as possible. Eric disregards traditional "office hours," and provides his personal cell phone number to all of his loyal clients.  Eric has a firm belief that integrity and honesty result in recommendations to others— values upon which he has built his entire career, and Eric prides himself on being as helpful as possible during some of the most important moments of The son of Eric Gorton, Michael has no new relationship with the real estate business. In his early years, Michael idolized and leaned on his father as he grew up- somebody who established himself as one of the valley's leading producers. Growing up, he devoted countless weekends and hours after school shadowing his father in the office.  Growing up in Las Vegas, Michael attended Bishop Gorman High School. While seeking a Business Management Degree at The University of Nevada, Las Vegas, Michael worked in some of the most notable hotels in Las Vegas for eight years in the service industry. Michael leaped at the opportunity to partner with his family in the real estate business, seeking to create the same level of hospitality service. Consequently, Michael has developed a reputation for providing clients with outstanding customer service by handling each transaction with knowledge, skill, and grace. 0:00 - Start 1:00 - Moved to LV from NY 4:50 - Gambling 10:10 - Intro to Real Estate 15:20 - Failure is not an option 18:00 - Childhood door knocking / memories 24:00 - The switch from odd jobs to real estate 25:45 - Being the local expert 32:10 - Journey to success 39:00 - Getting into the communities business 46:10 - Role in ‘growing son’s’ life 49:20 - Numbers in database 52:30 - Mentality of sellers right now 1:02:00 - Where are dollars going in your biz 1:12:00- What’s a stable market look like in LV 1:16:30 - You have to list to last ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu. This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------ www.OnTheEdgePodcast.com Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ... https://www.youtube.com/watch?v=K7C2nDJUoo4