The most significant event to happen in finance since 1971, is talking place right now. The evolution of #money #podcast #johnalcock #everydayinvestor https://bit.ly/4bCnSBY ... https://www.youtube.com/watch?v=3C3vxUSm__w

Modern monetary theory, while it’s not openly discussed, seems to be one of the frameworks increasingly used as a quasi-taxation through our monetary system. It's important when we invest then, that we understand how the currency that denominates our assets, can be manipulated. We like to think that when we borrow money, in fact we're taught this, that money is simply transferred from savers to borrowers and banks act as intermediaries. While that's partially true, it's potentially more true that new money is created every time you take out a loan from the bank...out of thin air. Technology has been tremendously deflationary, so for decades, money creation [by retail banks and also our Central Bank] had no significant impact on consumer price inflation (CPI). What we've observed in the last 12 months however, is that increased money supply does have an impact. It appears first in the giant sponges of our financial markets - property markets and equity markets have boomed, along with justified cries of anguish from those with no assets to inflate - all partially thanks to new money creation at a scale we've never seen before. ________________________________________________________________ The NZ Everyday Investor is brought to you in partnership with Hatch. Hatch, let's you become a shareholder in the world's biggest companies and funds. We're talking about Apple and Zoom, Vanguard and Blackrock. So, if you're listening in right now and have thought about investing in the US share markets, well, Hatch has given us a special offer just for you... they'll give you a $20 NZD top-up when you make an initial deposit into your Hatch account of $100NZD or more. Just go to https://hatch.as/NZEverydayInvestor​ to grab your top up. _________________________________________________________________ Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research taking on board a broad range of opinions, or ideally, consult and engage an financial adviser to provide guidance around your specific goals and objectives. _____________________________________________________________________________ ... https://www.youtube.com/watch?v=7slDRxrnHtI

... https://www.youtube.com/watch?v=RukwLuOtYi8

Fees can be a real pain point, especially when they're pocketed by the finance industry. But it's worth asking - what value do we actually get for the price we pay for KiwiSaver. Over time, these fees can add up to a hefty sum. It's time to understand and assess if they're truly worth it. Let's dive in and unravel the cost-benefit analysis of financial fees. Check out our online course: KiwiSaver Millionaire Roadmap: https://bit.ly/3NOqcww #KiwiSaverFees #InvestmentCosts #ValueForMoney #Finance101 #InvestmentEducation #FinancialLiteracy #WealthManagement #Freecourse ... https://www.youtube.com/watch?v=YAOW8RQXalg