Are you struggling to boost your credit score? Understand Credit Utilization with our comprehensive guide! ? This video delves into the critical aspects of credit reports, teaching you the vital elements you need to pay attention to for improving your credit score. Mister Smith breaks down how to read your credit report accurately, dispute inaccurate information, and master credit utilization to benefit your financial health. Whether you’re dealing with inquiries, payment histories, or understanding different types of credit accounts, this video is your go-to resource. Join now to learn actionable strategies that will help you take control of your credit. If you want access to expert tips on credit restoration and utilization, this video provides the essential tools and insights. Here's how to FIX IT and get the best benefit for your score. ✅ Understand the impact of timely payments ✅ Learn how to read and dispute credit reports ✅ Master credit utilization for a better score Don’t wait! Click play and start improving your credit score today. Join the team loyalty movement and get ahead in your financial journey. Your path to better credit starts here! #CreditScore #UtilizationTips #ConsumerLaw #ScoreImprovement #ImproveScore CHAPTERS: 0:00 - Welcome 2:02 - Personal Information 7:39 - Public Records 11:03 - Adverse Accounts 14:09 - Negative Items 17:07 - Satisfactory Accounts 21:06 - Credit Utilization Ratio 26:20 - Credit Utilization Ratio Explained 27:26 - Satisfactory Account - Student Loans 28:38 - Satisfactory Account - Utility Company 32:59 - Overview of MyEcon 33:01 - Equifax Example Report 33:45 - Account Overview 35:10 - What's Hindering Your Score 38:01 - Inquiries Adversely Affected Your Score 39:32 - How to Remove Inquiries 40:06 - How to Remove Negative Accounts 47:28 - How to Increase Your Credit Utilization 49:29 - My Credit System Overview 52:59 - Q&A Session 53:43 - Can You Report Your Rent to the Credit Bureaus 59:05 - How to Access the Automated Dispute Letter Generator 1:05:20 - What Happens After You Send Your First Dispute Letter 1:06:08 - How long does it take for the credit bureaus to respond to your letters 1:07:54 - How long does it take to see results from the credit bureaus 1:14:30 - How important is the PIN number when it comes to the credit freeze 1:18:04 - Q&A 1:23:12 - Class Dismissed 1:24:10 - The Builder Side of Things 1:25:54 - TheRoyaltyMovement.com 1:29:29 - Step 1: Learn As You Earn 1:30:46 - Step 2: Compensation Plan 1:31:02 - Step 3: Launch Your Business 1:31:42 - Step 4: Setting Up For Success 1:32:08 - Step 5: Making Content 1:33:13 - Last Step: Don’t Quit Too Soon 1:38:18 - Q&A 1:39:20 - Closing ... https://www.youtube.com/watch?v=IrYBCq0dlbE