Buy to Let Mortgages for Beginners | Dan Dan the Buy to Let man
In the property game, having the right team can make all the difference. ??
Successful property investing is a team effort. Here are your must-haves:
Tax Adviser: They'll help you maximise deductions and minimise liabilities. ?? Accountant: A financial wizard who keeps your books in order and your investments on track. ?♂️? Handyman: Your go-to for quick fixes and property maintenance. ??️ Insurance Expert: Ensures your investments are protected when unexpected surprises strike. ?️?️ Mortgage Adviser: Your guide to finding the right financing options for your property investments. ?? Bridging Expert: Navigates the world of short-term financing to help you raise finance incredibly quickly. ??
So, assemble your dream team, and together we'll unlock the true potential of your property investments. ??
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Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99. I will receive a £12 referral fee if you utilise the 30-day free trial through my referral link.
? FREE First Time Buyer Guide: https://veganmortgageadviser.co.uk/first-time-buyer-guide ?
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https://www.youtube.com/watch?v=MeAyn2OEJqs
Why can you borrow more through a Limited Company? ?
In January 2017, the Prudential Regulation Authority rolled out new guidelines that require lenders to carry out tighter affordability checks when a borrower is doing so in their personal name. ?
As Limited Companies do not pay income tax, the new rules do not apply. ?
This allows lenders to lend more generously. ?
If you want to discuss what the difference will be for you, please book a call. ☎️?
https://calendly.com/dan-csc
Free Property Viewing Checklist ??
https://danblowers.com/property-checklist
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Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99. I will receive a £12 referral fee if you utilise the 30-day free trial through my referral link.
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☕ If you've found my content helpful, and you wish to buy me a coffee, you can do so here: http://buymeacoffee.com/vma - I can assure you, it'll go down a treat! ??
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• How to check your credit report for free: https://youtu.be/Mln1vvfliTk
• How to improve your credit score: https://youtu.be/ghr_B-cTm8w
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I am a Whole of Market, CeMAP qualified mortgage & protection adviser. I specialise in helping Portfolio Landlords and Limited Companies grow their Buy to Let property portfolios.
=========================================
? If you want to subscribe you can do so by clicking here: https://www.youtube.com/channel/UCLez4PcdHbUPQAKtcAJ1n8A?sub_confirmation=1
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Ways to contact me are:
Website: https://danblowers.com ?
Facebook: https://www.facebook.com/dancscfinancial/
LinkedIn: https://www.linkedin.com/in/danielblowers/
Ring Me: 01702 59 69 59 ?
WhatsApp: +44 7584 438968
Email: dan@csc-financial.co.uk ?
===========================
If you like my videos, so much that you wish to buy me a coffee ☕, then you can do so by visiting: https://www.BuyMeACoffee.com/VMA Please leave in the message box a comment if you'd like me to donate it to an animal charity of my choice :)
#buytoletproperty #buytolet #buytoletuk
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https://www.youtube.com/watch?v=GelOpPUmXmk
Setting up a Limited Company in the UK shouldn't be too hard, but for some, it can be daunting. Watch this video to get an introduction to setting up a limited company UK. ?
0:00 - Introduction & Health Warning ?
0:34 - Setting Up Limited Company UK ?
0:41 - Choosing a Limited Company name
1:24 - Where shall I register my Limited Company?
1:37 - Who can be a Director and Shareholder?
2:25 - Person with Significant Control ?⚖️
2:34 - Definition of Business Activity
2:49 - SIC Codes needed to buy property
3:10 - What SIC codes do I need?
3:20 - When to register for Corporation Tax
3:38 - Running a Limited Company
4:00 - Directors Responsibilities
4:22 - Records & Accounting
4:52 - Changes to the Limited Company structure
5:00 - What income can I take from the Limited Company?
5:22 - Closing Words ?
??? 30 Day FREE Credit Report: http://bit.ly/check-credit-report ???
Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99 and I earn a £12 referral fee if you continue to pay after the 30-day free trial.
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⚡ Links ⚡
Rock Your Brand YouTube: https://www.youtube.com/c/RockYourBrand
Companies House Register: https://find-and-update.company-information.service.gov.uk/
? Life Insurance Quote: http://bit.ly/life-insurance-vma
⚡ Utility Bill Comparison: http://bit.ly/utility-switch
? Buildings Insurance Quote: http://bit.ly/buildings-insurance
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☕ If you've found my content helpful, and you wish to buy me a coffee, you can do so here: http://buymeacoffee.com/vma - I can assure you, it'll go down a treat! ??
=======================
? Helpful videos:
• How to check your credit report for free: https://youtu.be/Mln1vvfliTk
• How to improve your credit score: https://youtu.be/ghr_B-cTm8w
• How much mortgage can I get approved for: https://youtu.be/DfBQ3LS_RDI
• Buying a house for the first time: https://youtu.be/Lw0pGWDqPFI
=======================
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⚡ Mortgages & Life Insurance: https://www.youtube.com/watch?v=xYY9NbwgA5I&list=PLo1J0l9p2oDeVonMc5VcziGUzEeHPZSsh
✏ Self Employed Mortgages: https://www.youtube.com/watch?v=3-j0XVwnSkc&list=PLo1J0l9p2oDeOidLTsecuIbMfGtUcJc7-
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https://www.youtube.com/watch?v=9DlYcOWLxq4
??? 30 Day FREE Credit Report: http://bit.ly/check-credit-report ???
Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99. I will receive a £12 referral fee if you utilise the 30-day free trial through my referral link.
? FREE First Time Buyer Guide: https://veganmortgageadviser.co.uk/first-time-buyer-guide ?
...
https://www.youtube.com/watch?v=KR7hEcn0jzI
How to Buy a Buy To Let in the UK. In this video, I will go through the Buy to Let basics for 2021. ?
0:00 - Introduction & Health Warning ?
0:57 - How do Buy to Let mortgages work? ?
1:27 - How much deposit do you need for a Buy to Let mortgage? ?
1:51 - Affordability Rules for Landlords
2:14 - What is an ICR?
3:11 - What is a Portfolio Landlord?
3:27 - Comparing Buy to Let Mortgages
3:54 - Interest Only or Repayment?
4:59 - Buy to Let Negatives
5:51 - Buy to Let Tax
6:40 - Do I need a Limited Company?
6:59 - Are Buy to Lets profitable?
7:22 - Buy to Let Mortgage Fees
7:41 - Buy to Let Mortgage Age Limits
8:23 - Where to buy a Buy to Let in the UK?
? Barclays Bank Buy to Let Guide: https://www.barclays.co.uk/mortgages/buy-to-let/how-to-let-guide/
=======================
??? 30 Day FREE Credit Report: http://bit.ly/check-credit-report ???
Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99 and I earn a £12 referral fee if you continue to pay after the 30-day free trial.
? Life Insurance Quote: http://bit.ly/life-insurance-vma
⚡ Utility Bill Comparison: http://bit.ly/utility-switch
? Buildings Insurance Quote: http://bit.ly/buildings-insurance
=======================
☕ If you've found my content helpful, and you wish to buy me a coffee, you can do so here: http://buymeacoffee.com/vma - I can assure you, it'll go down a treat! ??
=======================
? Helpful videos:
• How to check your credit report for free: https://youtu.be/Mln1vvfliTk
• How to improve your credit score: https://youtu.be/ghr_B-cTm8w
• How much mortgage can I get approved for: https://youtu.be/DfBQ3LS_RDI
• Buying a house for the first time: https://youtu.be/Lw0pGWDqPFI
=======================
? My Equipment
? Camera: https://geni.us/oKUbMLm
? Lens: https://geni.us/OLKt
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? PC Mic: https://geni.us/XEmUg
? Boom Arm: https://geni.us/doSr
? Clamp: https://geni.us/bwCLqJ
? Lighting: https://geni.us/CxdC
=======================
⚡ Mortgages & Life Insurance: https://www.youtube.com/watch?v=xYY9NbwgA5I&list=PLo1J0l9p2oDeVonMc5VcziGUzEeHPZSsh
✏ Self Employed Mortgages: https://www.youtube.com/watch?v=3-j0XVwnSkc&list=PLo1J0l9p2oDeOidLTsecuIbMfGtUcJc7-
? Help to Buy Scheme: https://www.youtube.com/playlist?list=PLo1J0l9p2oDfD9KxIrQVuZHsjXXEZNMEl
? Mortgage: https://www.youtube.com/watch?v=3tyS5-2Zlrs&list=PLo1J0l9p2oDeeteJKinB_4-8numOX3rV8
I am a Whole of Market, CeMAP qualified mortgage & protection adviser. I created the "Vegan Mortgage Adviser" as there was a demand for Ethical/Vegan i
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https://www.youtube.com/watch?v=cmvBQ7f0ZEg
Welcome to the third and final round of "Your #buytolet questions answered" where I answer your questions on Buy To Let Mortgages.
If you have any more questions you'd like answered please leave them in the comments and I'll reply (in short at least) and then create a more detailed answer in a future video. If you haven't already subscribed please do so and hit the notification bell in order to be kept in the loop with all things Buy To Let Investment and Mortgage related!
⚠ Financial Health Warning: A Buy to Let Mortgage Will Be Secured Against Your Property ⚠
Cheers for now,
Dan
#buytoletproperty mortgage specialist
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In the property game, having the right team can make all the difference. ??
Successful property investing is a team effort. Here are your must-haves:
Tax Adviser: They'll help you maximise deductions and minimise liabilities. ??
Accountant: A financial wizard who keeps your books in order and your investments on track. ?♂️?
Handyman: Your go-to for quick fixes and property maintenance. ??️
Insurance Expert: Ensures your investments are protected when unexpected surprises strike. ?️?️
Mortgage Adviser: Your guide to finding the right financing options for your property investments. ??
Bridging Expert: Navigates the world of short-term financing to help you raise finance incredibly quickly. ??
So, assemble your dream team, and together we'll unlock the true potential of your property investments. ??
Ready to get started? Book a call with me today. ??
https://calendly.com/dan-csc/
=========================================
??? 30 Day FREE Credit Report: https://danblowers.com/check-credit-report ???
Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99. I will receive a £12 referral fee if you utilise the 30-day free trial through my referral link.
=========================================
☕ If you've found my content helpful, and you wish to buy me a coffee, you can do so here: http://buymeacoffee.com/vma - I can assure you, it'll go down a treat! ??
=========================================
? Helpful videos:
• How to check your credit report for free: https://youtu.be/Mln1vvfliTk
• How to improve your credit score: https://youtu.be/ghr_B-cTm8w
=========================================
? My Equipment
? Camera: https://geni.us/oKUbMLm
? Lens: https://geni.us/OLKt
? Mic: https://geni.us/tpAC
? Tripod: https://geni.us/NXZkPp
? Screen: https://geni.us/LISGG
? Memory: https://geni.us/6xnB55
? Webcam: https://geni.us/pySN
? PC Mic: https://geni.us/XEmUg
? Boom Arm: https://geni.us/doSr
? Clamp: https://geni.us/bwCLqJ
? Lighting: https://geni.us/CxdC
=========================================
I am a Whole of Market, CeMAP qualified mortgage & protection adviser. I specialise in helping Portfolio Landlords and Limited Companies grow their Buy to Let property portfolios.
=========================================
? If you want to subscribe you can do so by clicking here: https://www.youtube.com/channel/UCLez4PcdHbUPQAKtcAJ1n8A?sub_confirmation=1
=========================================
Ways to contact me are:
Website: https://danblowers.com ?
Facebook: https://www.facebook.com/dancscfinancial/
LinkedIn: https://www.linkedin.com/in/danielblowers/
Ring Me: 01702 59 69 59 ?
WhatsApp: +44 7584 438968
Email: dan@csc-financial.co.uk ?
===========================
If you like my videos, so much that you wish to buy me a coffee ☕, then you can do so by visiting: https://www.BuyMeACoffee.com/VMA Please leave in the message box a comment if you'd like me to donate it to an animal charity of my choice :)
#buytoletproperty #buytolet #buytoletuk
...
https://www.youtube.com/watch?v=XH5K7WOVEa4
? A video on obtaining a Self Employed Mortgage. If you want to know how to get a Self Employed mortgage, watch this video. I talk about the best ways to secure a mortgage if you are Self Employed.
A very helpful guide has been written here on Self Employed mortgages: https://www.moneysupermarket.com/mortgages/self-employed/
??? 30 Day FREE Credit Report: http://bit.ly/check-credit-report ???
Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99 and I earn a £12 referral fee if you continue to pay after the 30-day free trial.
? Keep all your debit, credit & loyalty cards in 1 place using Curve Card ?
£5 signup bonus with this link: http://www.curve.app/join#9DXBQZQE
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? My Equipment
? Camera: https://geni.us/oKUbMLm
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? Lighting: https://geni.us/CxdC
=======================
? Life Insurance Quote: http://bit.ly/life-insurance-vma
⚡ Utility Bill Comparison: http://bit.ly/utility-switch
? Buildings Insurance Quote: http://bit.ly/buildings-insurance
⚡ If you want to see more videos on Mortgages & Life Insurance go here: https://www.youtube.com/watch?v=xYY9NbwgA5I&list=PLo1J0l9p2oDeVonMc5VcziGUzEeHPZSsh
✏ For more information on Self Employed Mortgages click here: https://www.youtube.com/watch?v=3-j0XVwnSkc&list=PLo1J0l9p2oDeOidLTsecuIbMfGtUcJc7-
? Helpful information on the Help to Buy Scheme here: https://www.youtube.com/playlist?list=PLo1J0l9p2oDfD9KxIrQVuZHsjXXEZNMEl
? If you want to watch more Mortgage Videos they can be found here: https://www.youtube.com/watch?v=3tyS5-2Zlrs&list=PLo1J0l9p2oDeeteJKinB_4-8numOX3rV8
I am a Whole of Market, CeMAP qualified mortgage & protection adviser. I created the "Vegan Mortgage Adviser" as there was a demand for Ethical/Vegan individuals. Regardless of whether you're Vegan or not, I want to help you with probably the biggest commitment of your life, a mortgage and ensure you are protected properly where necessary.
If you want to subscribe you can do so by clicking here: https://www.youtube.com/channel/UCLez4PcdHbUPQAKtcAJ1n8A?sub_confirmation=1
===========================
Ways to contact me are:
? Website: https://VeganMortgageAdviser.co.uk
Facebook: https://www.facebook.com/VeganMortgageAdviser/
Instagram: https://www.instagram.com/VeganMortgageAdviser
Twitter: https://twitter.com/AdviserVegan
LinkedIn: https://www.linkedin.com/company/VeganMortgage
? Ring Me: 01702 59 69 59
WhatsApp
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https://www.youtube.com/watch?v=u6RS-vjHLis
Help to Buy vs Shared Ownership | Shared Ownership & Help To Buy Explained
In this video, I go through the differences between Help to Buy & Shared Ownership. I provide First Time Home Buyer tips on how to buy a house and get onto the property ladder. Watch this video on Help to Buy vs Shared Ownership.
0:00 - Introduction & Health Warning ?
0:33 - Should I buy through Help to Buy or Shared Ownership❓ ?
0:55 - What are the differences between Shared Ownership & Help to Buy❓?
1:34 - How do I qualify for Shared Ownership or Help to Buy❓?
2:22 - What properties can you buy through Shared Ownership & Help to Buy❓?
2:48 - What deposits do I need for Shared Ownership or Help to Buy❓?
3:31 - Repayments on Shared Ownership & Help to Buy Homes bill ?
5:39 - Do I need to pay Stamp Duty on Shared Ownership & Help to Buy homes❓?
6:37 - Selling a Shared Ownership or Help to Buy home ?
7:18 - Free Credit Report to check Credit Score ✔ ✅
Helpful websites:
Help to Buy: https://www.helptobuy.gov.uk/equity-loan/equity-loans/
Shared Ownership: https://www.helptobuy.gov.uk/shared-ownership/
Older Person's Shared Ownership: https://www.ownyourhome.gov.uk/scheme/opso/
??? 30 Day FREE Credit Report: http://bit.ly/check-credit-report ???
Disclaimer: If you do not cancel within the first 30 days you will be charged £14.99 and I earn a £12 referral fee if you continue to pay after the 30-day free trial.
? Keep all your debit, credit & loyalty cards in 1 place using Curve Card ?
£5 signup bonus with this link: http://www.curve.app/join#9DXBQZQE
=======================
? My Equipment
? Camera: https://geni.us/oKUbMLm
? Lens: https://geni.us/OLKt
? Mic: https://geni.us/tpAC
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? Screen: https://geni.us/LISGG
? Memory: https://geni.us/6xnB55
? Webcam: https://geni.us/pySN
? PC Mic: https://geni.us/XEmUg
? Boom Arm: https://geni.us/doSr
? Clamp: https://geni.us/bwCLqJ
? Lighting: https://geni.us/CxdC
=======================
? Life Insurance Quote: http://bit.ly/life-insurance-vma
⚡ Utility Bill Comparison: http://bit.ly/utility-switch
? Buildings Insurance Quote: http://bit.ly/buildings-insurance
⚡ If you want to see more videos on Mortgages & Life Insurance go here: https://www.youtube.com/watch?v=xYY9NbwgA5I&list=PLo1J0l9p2oDeVonMc5VcziGUzEeHPZSsh
✏ For more information on Self Employed Mortgages click here: https://www.youtube.com/watch?v=3-j0XVwnSkc&list=PLo1J0l9p2oDeOidLTsecuIbMfGtUcJc7-
? Helpful information on the Help to Buy Scheme here: https://www.youtube.com/playlist?list=PLo1J0l9p2oDfD9KxIrQVuZHsjXXEZNMEl
? If you want to watch more Mortgage Videos they can be found here: https://www.youtube.com/watch?v=3tyS5-2Z
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https://www.youtube.com/watch?v=r_dvBWlUNVo