"Always consider the general CSF risk warning and offer document before investing" In this week's episode Aaron from MMT treats and interviews HelpPay co-founder Andrew Ellett. HelpPay is a social impact fintech which we support at MMT and are proud to bring this story (and opportunity) to you. As of April 18th 2023 HelpPay is currently raising funds in a Crowd Sourced Funding capital raise that YOU can participate by expressing interest here - https://www.birchal.com/company/helppay. LINKS: HelpPay - www.helppay.com.au Fund raising link for interested investors - https://www.birchal.com/company/helppay Andrew Ellett - https://www.linkedin.com/in/andrewellett/ The app on Google Play - https://play.google.com/store/apps/details?id=app.helppay&hl=en_AU The app on Apple App Store - https://apps.apple.com/au/app/helppay/id1551784294 The app on web browser - https://helppay.app/ HelpPay SaaS Business Plans - https://helppay.com.au/partnerships/plan-compare HelpPay Media - https://helppay.com.au/about-helppay/media-centre/ What is a CSF - https://helppay.com.au/resources/help-hub/what-is-equity-crowdfunding INTRO 0:00 - Aaron intro Andy and HelpPay 0:41 - How Aaron and Andy met ABOUT HELPPAY 4:00 - (Life changes, birth of daughter) and COVID hits - the creation of HelpPay (4:27), helping people in tough times (5:30) 6:54 - taking your business to the next level and leaving day jobs 7:45 - the business problem that HelpPay solves 8:28 - "the HelpPay promise" and BPAY partnership 9:00 - instant reconciliation and integration with businesses 9:35 - What the HelpPay app does for consumers all around Australia 10:20 - use cases of HelpPay BUSINESS INNOVATION AND HELPPAY PURPOSE 12:30 - business innovation forced by COVID 14:00 - HelpPay digitising what already happens in the world 14:58 - HelpPay's purpose - making helping easier - & more use cases A FOUNDERS PERSONAL JOURNEY 16:30 - Andrew's personal mission for creating a for profit social impact fintech (18:30) and getting idea into operating business 19:10 - the personal toll of starting a fintech - "the hardest and most rewarding thing ever done" and priorities (20:40), parents (20:50) 21:28 - getting a life coach and being a student of life, marriage break-up and mindfulness (22'15") 23:11 - living OneLife - business and personal 25:40 - values and priorities in life CAPITAL RAISING, HELPPAY GROWTH AND INVESTOR OPPORTUNITY 26:22 - what's next at HelpPay and the HelpPay capital raise, B2C platform, the business data collected, 27:27 - The Birchal platform - https://www.birchal.com/company/helppay 28:07 - use of funds raised 28:35 - business benefits who pay for HelpPay 29:00 - signed brand agreements with Red Energy, ALinta Energy, Ray White, etc. 29:33 - Crowd Source Funding legislation and what it allows start-ups and investors to do 31:50 - a social movement "Always consider the general CSF risk warning and offer document before investing" ... https://www.youtube.com/watch?v=83T0w3WIsSg

This section of your session ensures your body is prepared before cracking into some explosive sprint training. Ninja demonstrates how to build up the pace gradually over 50m. Land softly on the forefoot, stay relaxed in upper body. Don't exaggerate your running action. Get familiar with barefoot running. Some change up of pace and deviation work can really help to further warm up into stuck parts of the body and also create awareness of landing and added conditioning for sports. ... https://www.youtube.com/watch?v=DL0s9YLozTk

Hip Flexors can be a hard place to treat effectively. By placing the patient in the posture demonstrated on the video, the exact action that the hip flexors do is engaged. This shortens the region. When the patient relaxes the section of the hip flexor that the practitioner wants to connect with is easily accessed. This is a great tip for physical therapists and for self treatment ? ... https://www.youtube.com/watch?v=7kQmkg-IZ08

Your body is the vehicle that will transport you throughout your entire life. It makes sense to make physical health a priority and create the habits that will help you have the best chance of making the most of your life. Dorf and Ninja discuss concepts around physical health and the importance of the relationship you build with practitioners that support and challenge you on your journey. musculartherapy.com.au ... https://www.youtube.com/watch?v=kuvaZuVnDoI