When our media producer, Daniel, was getting started in marriage, he listened to Dave Ramsey's Financial Peace University and was completely on board with Dave's 7 Baby Steps. He followed ALL of the instructions to the letter and even ended up coordinating FPU in his church. But did Dave Ramsey's plan help him or hurt him in the long run? Is it wise to follow someone's financial advice without considering your own personal behaviors, habits, and goals? Today, Daniel tells Grant his story, and they parse out the nuance of whether or not the baby steps were right or wrong for Daniel and his wife. When it comes to buying a home - Dave Ramsey has some specific advice. You've got to put 20% down on a 15-year fixed-rate mortgage and, BY NO MEANS, should you ever use credit cards, even to build a credit score. But is this true for everyone? Do you have to put 20 down on a house? Is personal finance black and white? Listen to our podcast here: https://thestewardshippodcast.buzzsprout.com/ Watch our One-Minute Money Tips here: https://youtube.com/playlist?list=PLyUO1u7sEjFJgCqn5YwBDPpSMupq3yxOs Read our blog here: https://stewardship.pro/blog/ -------- Check us out at https://stewardship.pro Facebook: https://www.facebook.com/stewardship.pro/ Twitter: https://twitter.com/stewardship_pro/ Instagram: https://www.instagram.com/stewardship.pro/ LinkedIn: https://www.linkedin.com/company/stewardshippro/ ... https://www.youtube.com/watch?v=bU9r4qZOxrA

Cybercrime is the fastest growing criminal offense in the country. If you conduct ANY business online, or if you store ANY information online, you need cyber liability insurance coverage. Today Grant explains the risks of not having cyber liability coverage and why you need to get coverage today. Pro tip: having strong cybersecurity can help protect from needing to use the insurance coverage. Our podcast about Cyber Security: https://stewardship.pro/podcast44/ Our blogs on the topic: https://stewardship.pro/2019/10/09/does-my-business-need-cyber-liability-insurance/ https://stewardship.pro/2020/01/28/does-my-general-business-liability-insurance-cover-cybercrimes/ More information about cyberattacks: https://www.cnbc.com/2019/10/13/cyberattacks-cost-small-companies-200k-putting-many-out-of-business.html https://blogs.cisco.com/financialservices/how-to-prevent-the-bank-robbery-no-one-can-see https://smallbiztrends.com/2016/04/cyber-attacks-target-small-business.html -------- Check us out at https://stewardship.pro Facebook: https://www.facebook.com/stewardship.pro/ Twitter: https://twitter.com/stewardship_pro/ Instagram: https://www.instagram.com/stewardship.pro/ LinkedIn: https://www.linkedin.com/company/stewardshippro/ ... https://www.youtube.com/watch?v=fGBwERskBhg