HOW TO KNOW YOU'RE GOOD WITH MONEY | 10 TIPS ON HOW TO BE REALLY GOOD WITH MONEY | FRUGAL LIVING UK
Here is how to know you are good with money and how to be really good with money. I'm sharing 10 Signs You’re Better With Money Than You Think. 10 Signs You’re In a Good Place Financially [2020], 10 signs that you're financially stable and better with money, even when you don’t feel you are. These are my frugal living tips to ensure you are on top of your money game and on course to financial freedom. These frugal living tips uk will show you if you are financially comfortable and how to live financially comfortable and become financially independent.
Why don't you join our thriving community where we share all our money saving tips and frugal living tips. We also discuss how to build an emergency fund, how to retire early, how to invest, how to get rid of debt and of course how to achieve financial freedom.
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I Did A How FRUGAL ARE YOU QUIZ ... And I'm Not That Frugal? Frugal Money Saving Tips UK
In todays video I came across a frugal living test to see how frugal am I and well I was shocked with the results. I pride myself on the fact that I am implementing the frugal habits that I have formed over the last couple of years as I adopted a frugal lifestyle as I am on a journey to learn how to be a frugal person. I have documented my favourite frugal living tips UK that have transformed my finances and increased the amount of money I have available to fund things that I wasn't able to do before, like paying off debt, save money fast, going on holiday and just giving me more financial freedom. Let me know if you do the quiz and how frugal you are!
**VIDEOS TO WATCH NEXT **
How To Start Living Frugally: https://youtu.be/bwbQdsWsUS4
21 Frugal Tips To Start in 2021: https://youtu.be/UloysqFXp7o
How to Budget Effectively: https://youtu.be/xrTMJQBDE1E
How To Start Investing with Little Money: https://youtu.be/T9PtCKJjl6g
**MY BUDGETING TEMPLATE**
If you are interested in my Budget Tracker Template: https://etsy.me/3bsb3OS
**GET A FREE SHARE!**
If you're interested in a free share, use this link:
Create a Trading 212 Invest account, deposit £1 on www.trading212.com/invite/GIq5xRsx
Create a Freetrade account on https://magic.freetrade.io/join/yvonne/fd3cada9
and we both get a free share!
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** RECOMMEDED FINANCE BOOKS **
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
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...
https://www.youtube.com/watch?v=kVZLqHe1YUI
Finally sharing Jordan Page Extreme Cheapskates Episode Reaction. Watch me as a frugal mum reacts to Americas cheapest mother. Would you become this frugal to save money, pay off debt, buy your house, and save on groceries?
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LEARN HOW TO BECOME FRUGAL AND SAVE MONEY
- Frugal Tips For Financial Freedom - https://www.youtube.com/playlist?list=PLQM6k5vdStjv2HpgMskY8k8jbpm-XFr6R
- How To Buy A Property - https://www.youtube.com/playlist?list=PLQM6k5vdStjv6Yo2rrvB7BdsSz2n0a6gH
- How To Save Money - https://www.youtube.com/playlist?list=PLQM6k5vdStjvTsGTxLwchhO71B05UFxM1
- Frugal Food Hauls - https://www.youtube.com/playlist?list=PLQM6k5vdStjv_VLrpD-m5Pm24mMtXeQn6
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RECOMMEDED FINANCE BOOKS
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
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DISCLAIMER:
I am NOT a financial expert, accountant, or anything of the sort. I am in no way qualified or certified to give financial advice. However, I am here to share my love of frugality, budgeting and financial planning and how to g
...
https://www.youtube.com/watch?v=bOF1Jiiard4
Finally sharing how I motivate myself to stick to a budget. This is exactly how to stick to a budget and save money UK. These are the very principles I use when I need motivation to budget. So if you feel you can't stick to a budget or if you are looking for how to make and stick to a budget or how to create and stick to a budget or even just how to stay motivated to stay on budget. If you are wondering about how to budget better then these 7 tips will help you budget and save money fast. How to create a budget when you have tried over and over again. How to create a budget and stick to it.
**VIDEOS TO WATCH NEXT **
How to Budget Effectively: https://youtu.be/xrTMJQBDE1E
How To Start Living Frugally: https://youtu.be/bwbQdsWsUS4
21 Frugal Tips To Start in 2021: https://youtu.be/UloysqFXp7o
How To Start Investing with Little Money: https://youtu.be/T9PtCKJjl6g
**MY BUDGETING TEMPLATE**
If you are interested in my Budget Tracker Template: https://etsy.me/3bsb3OS
**GET A FREE SHARE!**
If you're interested in a free share, use this link:
Do you want to get a free stock share worth up to £100? Create a Trading 212 Invest account using this link www.trading212.com/invite/GIq5xRsx
and we both get a free share!
**INTERESTED IN FINDING OUT MORE ABOUT WOMEN AND MONEY?**
Join this conversation on how women can improve their finances
https://www.youtube.com/playlist?list=PLQM6k5vdStjtrsKYo4VrE46Nsa8HygNqT
** JOIN OUR EXCLUSIVE COMMUNITY HERE**
https://www.youtube.com/channel/UCzORPaKINVw5iGDrIWxV1NA?sub_confirmation=1
** RECOMMEDED FINANCE BOOKS **
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
** SHOP MY LOOK **
Africa Earring: https://ebay.to/2BzjVme
Favourite Jewellery: https://tidd.ly/3077RCn
Poster Frame: https://amzn.to/2CMaUqL
Plant Prints: https://amzn.to/3jRThGK
Mirrored Table Lamp: https://amzn.to/3hGGMf2
** CAMERA GEAR USED **
Home camera - https://amzn.to/3hMFgIy
Vlogging camera - https://amzn.to/39DXxF4
Microphone - https://amzn.to/2CLVsuJ
SD card - https://amzn.to/2X6qLXQ
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Vlogging tripod - https://amzn.to/3gef1KI
Studio lights - https://amzn.to/2X4iEew
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COME SAY HI!
Blog: www.hudduma.com
Instagram: www.instagram.com/yvonnehudduma
CONTACT:
For business enquiries, please email me at yvonne.hudduma@gmail.com
TOOLS AND SERVICES I USE:
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Please don’t forget to SUB
...
https://www.youtube.com/watch?v=xTK7aTrY1pQ
How To Grocery Shop On An Extreme Budget - Frugal Living Tips To Save Money on Groceries UK. Frugal living tips and hacks to help you save money on grocery shopping. Get more and spend less of your hard-earned cash on groceries. These tips are purely for people who want to save money on groceries! If you want to live frugally, practice financial minimalism and save money on groceries, then definitely watch this video - these tips are made for you!!
Article Mentioned: https://www.feastforafraction.com/how-to-grocery-shop-on-an-extreme-budget/
**VIDEOS TO WATCH NEXT **
How To Start Living Frugally: https://youtu.be/bwbQdsWsUS4
21 Frugal Tips To Start in 2021: https://youtu.be/UloysqFXp7o
How to Budget Effectively: https://youtu.be/xrTMJQBDE1E
How To Start Investing with Little Money: https://youtu.be/T9PtCKJjl6g
**MY BUDGETING TEMPLATE**
If you are interested in my Budget Tracker Template: https://etsy.me/3bsb3OS
**GET A FREE SHARE!**
If you're interested in a free share, use this link:
Create a Trading 212 Invest account, deposit £1 on www.trading212.com/invite/GIq5xRsx
Create a Freetrade account on https://magic.freetrade.io/join/yvonne/fd3cada9
and we both get a free share!
** JOIN OUR EXCLUSIVE COMMUNITY HERE**
https://www.youtube.com/channel/UCzORPaKINVw5iGDrIWxV1NA?sub_confirmation=1
** RECOMMEDED FINANCE BOOKS **
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
** SHOP MY LOOK **
Africa Earring: https://ebay.to/2BzjVme
Favourite Jewellery: https://tidd.ly/3077RCn
Poster Frame: https://amzn.to/2CMaUqL
Plant Prints: https://amzn.to/3jRThGK
Mirrored Table Lamp: https://amzn.to/3hGGMf2
** CAMERA GEAR USED **
Home camera - https://amzn.to/3hMFgIy
Vlogging camera - https://amzn.to/39DXxF4
Microphone - https://amzn.to/2CLVsuJ
SD card - https://amzn.to/2X6qLXQ
Home tripod - https://amzn.to/3jN9rRo
Vlogging tripod - https://amzn.to/3gef1KI
Studio lights - https://amzn.to/2X4iEew
Ring light - https://amzn.to/3hIwDyr
COME SAY HI!
Blog: www.hudduma.com
Instagram: www.instagram.com/yvonnehudduma
CONTACT:
For business enquiries, please email me at yvonne.hudduma@gmail.com
TOOLS AND SERVICES I USE:
Keyword research tool for Youtube (MorningFA.ME): https://morningfa.me/invite/qnvtezwj
How I Make Thumbnails: www.canva.com
Please don’t forget to SUBSCRIBE and like this video!
Until the next video, thank you so much for all your support.
Lots of love
Yvonne
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500 Subscribers - 9th August 2020
1000 Subscribers -
...
https://www.youtube.com/watch?v=8pblBMlotmQ
Finally sharing why I took such a long time off, what I did and what new developments are coming on this channel.
**VIDEOS TO WATCH NEXT **
How To Start Living Frugally: https://youtu.be/bwbQdsWsUS4
21 Frugal Tips To Start in 2021: https://youtu.be/UloysqFXp7o
How to Budget Effectively: https://youtu.be/xrTMJQBDE1E
How To Start Investing with Little Money: https://youtu.be/T9PtCKJjl6g
**MY BUDGETING TEMPLATE**
If you are interested in my Budget Tracker Template: https://etsy.me/3bsb3OS
**GET A FREE SHARE!**
If you're interested in a free share, use this link:
Create a Trading 212 Invest account, deposit £1 on www.trading212.com/invite/GIq5xRsx
Create a Freetrade account on https://magic.freetrade.io/join/yvonne/fd3cada9
and we both get a free share!
** JOIN OUR EXCLUSIVE COMMUNITY HERE**
https://www.youtube.com/channel/UCzORPaKINVw5iGDrIWxV1NA?sub_confirmation=1
** RECOMMEDED FINANCE BOOKS **
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
** SHOP MY LOOK **
Africa Earring: https://ebay.to/2BzjVme
Favourite Jewellery: https://tidd.ly/3077RCn
Poster Frame: https://amzn.to/2CMaUqL
Plant Prints: https://amzn.to/3jRThGK
Mirrored Table Lamp: https://amzn.to/3hGGMf2
** CAMERA GEAR USED **
Home camera - https://amzn.to/3hMFgIy
Vlogging camera - https://amzn.to/39DXxF4
Microphone - https://amzn.to/2CLVsuJ
SD card - https://amzn.to/2X6qLXQ
Home tripod - https://amzn.to/3jN9rRo
Vlogging tripod - https://amzn.to/3gef1KI
Studio lights - https://amzn.to/2X4iEew
Ring light - https://amzn.to/3hIwDyr
COME SAY HI!
Blog: www.hudduma.com
Instagram: www.instagram.com/yvonnehudduma
CONTACT:
For business enquiries, please email me at yvonne.hudduma@gmail.com
TOOLS AND SERVICES I USE:
Keyword research tool for Youtube (MorningFA.ME): https://morningfa.me/invite/qnvtezwj
How I Make Thumbnails: www.canva.com
Please don’t forget to SUBSCRIBE and like this video!
Until the next video, thank you so much for all your support.
Lots of love
Yvonne
? 2,680 kisses for now ?
200 Subscribers - 4th May 2020
500 Subscribers - 9th August 2020
1000 Subscribers - 4th November 2020
2000 Subscribers - 1st May 2021
DISCLAIMER:
I am NOT a financial expert, accountant, or anything of the sort. I am in no way qualified or certified to give financial advice. However, I am here to share my love of frugality, budgeting and financial planning and how to get out of debt and be better with money management. If you are looking for financial advice, I would recommend seeking advice from an expert.
Lin
...
https://www.youtube.com/watch?v=p23CNVZ28so
In this video, we’re going to learn how to successfully complete a money-saving challenge in 2021, even if you have a small income. To be clear: saving money isn’t always easy. And it doesn’t come naturally to everyone. But I truly believe that everyone can save money. Start small, and begin to build those savings muscles.
#moneysavingchallenges #moneysavingtips #savingschallenges
**VIDEOS TO WATCH NEXT **
How To Start Living Frugally: https://youtu.be/bwbQdsWsUS4
21 Frugal Tips To Start in 2021: https://youtu.be/UloysqFXp7o
How to Budget Effectively: https://youtu.be/xrTMJQBDE1E
How To Start Investing with Little Money: https://youtu.be/T9PtCKJjl6g
**MY BUDGETING TEMPLATE**
If you are interested in my Budget Tracker Template: https://etsy.me/3bsb3OS
**GET A FREE SHARE!**
If you're interested in a free share, use this link:
Do you want to get a free stock share worth up to £100? Create a Trading 212 Invest account using this link www.trading212.com/invite/GIq5xRsx
and we both get a free share!
** JOIN OUR EXCLUSIVE COMMUNITY HERE**
https://www.youtube.com/channel/UCzORPaKINVw5iGDrIWxV1NA?sub_confirmation=1
** RECOMMEDED FINANCE BOOKS **
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
** SHOP MY LOOK **
Africa Earring: https://ebay.to/2BzjVme
Favourite Jewellery: https://tidd.ly/3077RCn
Poster Frame: https://amzn.to/2CMaUqL
Plant Prints: https://amzn.to/3jRThGK
Mirrored Table Lamp: https://amzn.to/3hGGMf2
** CAMERA GEAR USED **
Home camera - https://amzn.to/3hMFgIy
Vlogging camera - https://amzn.to/39DXxF4
Microphone - https://amzn.to/2CLVsuJ
SD card - https://amzn.to/2X6qLXQ
Home tripod - https://amzn.to/3jN9rRo
Vlogging tripod - https://amzn.to/3gef1KI
Studio lights - https://amzn.to/2X4iEew
Ring light - https://amzn.to/3hIwDyr
COME SAY HI!
Blog: www.hudduma.com
Instagram: www.instagram.com/yvonnehudduma
CONTACT:
For business enquiries, please email me at yvonne.hudduma@gmail.com
TOOLS AND SERVICES I USE:
Keyword research tool for Youtube (MorningFA.ME): https://morningfa.me/invite/qnvtezwj
How I Make Thumbnails: www.canva.com
Please don’t forget to SUBSCRIBE and like this video!
Until the next video, thank you so much for all your support.
Lots of love
Yvonne
? 1,465 kisses for now ?
200 Subscribers - 4th May 2020
500 Subscribers - 9th August 2020
1000 Subscribers - 4th November 2020
DISCLAIMER:
I am NOT a financial expert, accountant, or anything of the sort. I am in no way qualified or certified to give financial advice. However, I am
...
https://www.youtube.com/watch?v=ePSQ5z8Lga0
New vs Used? 7 Places to buy household items that save money and reduce waster. These are some of my favourite frugal living tips that can be used whether you are looking to save money and recycle, refurbish and reuse. These tips will help you save money fast and save the environment as well. So if you are looking for frugal living tips with a big impact then this is the video for you. Check out community larders, freecycle, toy library, charity shop, thrift shop, refurbished tech, bike doctors etc
If you're interested in a free share, use this link:
Do you want to get a free stock share worth up to £100? Create a Trading 212 Invest account using this link www.trading212.com/invite/GIq5xRsx
and we both get a free share!
❤ JOIN OUR EXCLUSIVE COMMUNITY HERE:???
https://www.youtube.com/channel/UCzORPaKINVw5iGDrIWxV1NA?sub_confirmation=1
LEARN HOW TO BECOME FRUGAL AND SAVE MONEY
- Frugal Tips For Financial Freedom - https://www.youtube.com/playlist?list=PLQM6k5vdStjv2HpgMskY8k8jbpm-XFr6R
- How To Buy A Property - https://www.youtube.com/playlist?list=PLQM6k5vdStjv6Yo2rrvB7BdsSz2n0a6gH
- How To Save Money - https://www.youtube.com/playlist?list=PLQM6k5vdStjvTsGTxLwchhO71B05UFxM1
- Frugal Food Hauls - https://www.youtube.com/playlist?list=PLQM6k5vdStjv_VLrpD-m5Pm24mMtXeQn6
RECOMMEDED FINANCE BOOKS
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
SHOP MY LOOK:
Africa Earring: https://ebay.to/2BzjVme
Favourite Jewellery: https://tidd.ly/3077RCn
Poster Frame: https://amzn.to/2CMaUqL
Plant Prints: https://amzn.to/3jRThGK
Mirrored Table Lamp: https://amzn.to/3hGGMf2
CAMERA GEAR USED:
Home camera - https://amzn.to/3hMFgIy
Vlogging camera - https://amzn.to/39DXxF4
Microphone - https://amzn.to/2CLVsuJ
SD card - https://amzn.to/2X6qLXQ
Home tripod - https://amzn.to/3jN9rRo
Vlogging tripod - https://amzn.to/3gef1KI
Studio lights - https://amzn.to/2X4iEew
Ring light - https://amzn.to/3hIwDyr
COME SAY HI!
Blog: www.hudduma.com
Instagram: www.instagram.com/yvonnehudduma
CONTACT:
For business enquiries, please email me at yvonne.hudduma@gmail.com
TOOLS AND SERVICES I USE:
Keyword research tool for Youtube (MorningFA.ME): https://morningfa.me/invite/qnvtezwj
How I Make Thumbnails: www.canva.com
Please don’t forget to SUBSCRIBE and like this video!
Until the next video, thank you so much for all your support.
Lots of love
Yvonne
? 1,067 kisses for now ?
200 Subscribers - 4th May 2020
500 Subscribers - 9th August 2020
1000 Subscribers - 4th November 2020
DISCLAIMER:
...
https://www.youtube.com/watch?v=5pEx4mqX21k
HOW TO SET FINANCIAL GOALS/5 STEPS TO FOLLOW FOR SUCCESS | HOW I SET FINANCIAL GOALS FOR SUCCESS | HOW I SAVE MONEY ON A TIGHT BUDGET | £1000 A MONTH ON A LOW INCOME | SAVE MONEY FAST UK
In today's video I focus on sharing how to save money fast even on a tight budget and low income using the principles of saving money, setting financial goals and getting to financial success. Regardless of your financial situation, I want to show you how you can change your spending habits today and start saving more money than ever. So, even if you have a spending problem or haven’t given much thought to saving money before, you can start to save money and make money.
To maximise on the amount you can save, you just have to make sure that the art of saving money needs to become part of your everyday life and how you plan for the future.
I cover exactly how I am working on increasing my savings and reducing my expenses to make sure I am financially stable.
I really want to share with you some useful tips for saving money, making money and investing money - particularly if you are doing it on one income, are a single parent or just wanting to purchase a home.
Do you want to get a free stock share worth up to £100?
Create a Trading 212 Invest account using this link www.trading212.com/invite/GIq5xRsx and we both get a free share!
❤ JOIN OUR EXCLUSIVE COMMUNITY HERE:???
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LEARN HOW TO BECOME FRUGAL AND SAVE MONEY
- Frugal Tips For Financial Freedom - https://www.youtube.com/playlist?list=PLQM6k5vdStjv2HpgMskY8k8jbpm-XFr6R
- How To Buy A Property - https://www.youtube.com/playlist?list=PLQM6k5vdStjv6Yo2rrvB7BdsSz2n0a6gH
- How To Save Money - https://www.youtube.com/playlist?list=PLQM6k5vdStjvTsGTxLwchhO71B05UFxM1
- Frugal Food Hauls - https://www.youtube.com/playlist?list=PLQM6k5vdStjv_VLrpD-m5Pm24mMtXeQn6
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8 FRUGAL MONEY HACKS | SAVE MONEY FAST | FRUGAL LIVING TIPS UK
Finally sharing 8 frugal money hacks that will help you save money fast. These are some of my favourite frugal living tips uk and money saving challenges that i like to use when i want to know how to increase your income, reduce your expenses, learn how to budget, start journey to financial freedom.
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LEARN HOW TO BECOME FRUGAL AND SAVE MONEY
- Frugal Tips For Financial Freedom - https://www.youtube.com/playlist?list=PLQM6k5vdStjv2HpgMskY8k8jbpm-XFr6R
- How To Buy A Property - https://www.youtube.com/playlist?list=PLQM6k5vdStjv6Yo2rrvB7BdsSz2n0a6gH
- How To Save Money - https://www.youtube.com/playlist?list=PLQM6k5vdStjvTsGTxLwchhO71B05UFxM1
- Frugal Food Hauls - https://www.youtube.com/playlist?list=PLQM6k5vdStjv_VLrpD-m5Pm24mMtXeQn6
RECOMMENDED FINANCE BOOKS
Your Money or Your Life (Financial reset): https://amzn.to/31md9sT
The Total Money Makeover (Dave Ramsey): https://amzn.to/3ifYM0h
Rich Dad, Poor Dad: https://amzn.to/3gvBSBf
The Intelligent Investor: https://amzn.to/3gv53Vp
Coffee House Investor: https://amzn.to/31iN9Pf
The Kickass Single Mom: https://amzn.to/39UR1K8
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Plant Prints: https://amzn.to/3jRThGK
Mirrored Table Lamp: https://amzn.to/3hGGMf2
CAMERA GEAR USED:
Home camera - https://amzn.to/3hMFgIy
Vlogging camera - https://amzn.to/39DXxF4
Microphone - https://amzn.to/2CLVsuJ
SD card - https://amzn.to/2X6qLXQ
Home tripod - https://amzn.to/3jN9rRo
Vlogging tripod - https://amzn.to/3gef1KI
Studio lights - https://amzn.to/2X4iEew
Ring light - https://amzn.to/3hIwDyr
COME SAY HI!
Blog: www.hudduma.com
Instagram: www.instagram.com/yvonnehudduma
CONTACT:
For business enquiries, please email me at yvonne.hudduma@gmail.com
TOOLS AND SERVICES I USE:
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DISCLAIMER:
I am NOT a financial expert, accountant, or anything of the sort. I am in no way qualified or certified to give financial advice. However, I am here to share my love of frugality, budgeting and financial plann
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